CGTMSE Loans
CGTMSE Loans (Referral & Advisory)
At AGSA Connect, we help small businesses access collateral-free loans under the Credit Guarantee Fund Trust for Micro and Small Enterprises scheme. This government initiative supports entrepreneurs who lack the assets to offer as security, enabling them to avail financial assistance & grow confidently. We assist in:
- Eligibility assessment and documentation for CGTMSE registration.
- Connecting with partner banks & NBFCs that offer loans under this scheme.
- Structuring the loan application for faster approval and maximum eligible funding.
Key benefits include:
- No collateral requirement, making it ideal for startups & micro enterprises.
- Credit guarantee up to ₹5 crores, reducing the risk for lenders and easing access for borrowers.
- Faster processing with end-to-end support from application to disbursement.
- Encouragement for first-generation entrepreneurs with limited financial backing.
With AGSA Connect’s expertise, small businesses can unlock formal financing without the burden of security, fueling their entrepreneurial ambitions with ease.
Frequently asked questions
What is the CGTMSE scheme?
It’s a government initiative offering collateral-free credit to micro and small enterprises through approved banks and NBFCs.
Who is eligible for a CGTMSE loan?
Startups, new and existing MSMEs engaged in manufacturing or services are eligible, subject to compliance with bank norms.
What is the maximum loan amount under this scheme?
Loans up to ₹5 crores are covered under CGTMSE with varying levels of guarantee coverage.
Can existing businesses also apply?
Yes, both new and existing eligible businesses can apply for loans under this scheme.