Loan Against Property

Loan Against Property – Unlock the Potential of Your Assets

Loan Against Properties (LAP) AGSA Connect helps you unlock the value of your commercial or residential property through Loan Against Property (LAP). Funds can be used for business expansion, education, or personal needs.

Key benefits for your clients include:

Higher loan eligibility based on property value.
Lower interest rates compared to unsecured loans.
Flexible repayment terms and part-payment options.
Quick processing and end-to-end assistance.

Everything you need to know

Frequently asked questions

What is LAP?

It is a secured loan offered against your owned property’s value.

What type of properties are eligible?

Self-occupied, rented residential or commercial properties.

What is the LTV ratio?

Up to 70% of market value depending on lender.

How long does it take to process?

Typically 7–10 working days.